Loan Decisions
Credit Analysis
Loan Decisions
Credit Analysis
Pain PointsManual financial analysis is
costing more than you think.
Painfully Slow
3–5 hours to process a single bank statement.
Expensive
Manual reviews cost $85–$150 per file.
Error-Prone
Up to 20% error rates in manual entry.
Limited Capacity
Struggles to scale during peak demand cycles.
Missed Fraud
Manual reviews detect only 12–18% of fraud signals.
Unstructured Data
80% of financial data isn’t automation-ready.
Automate Financial Documents.Accelerate Decisions.
Extract, standardize, and structure financial data from bank statements, financial statements, and tax returns — ready for accurate credit decisions.
Case StudiesHow Teams Use InferIQ in the Real World
"InferIQ revolutionized our loan processing speed, allowing us to serve our customers faster than ever before."
"Tax return processing that once required hours of manual extraction is now completed in minutes — with structured financial data ready for underwriting and analytics"
"Financial statement spreading that once took days is now completed in minutes — with automated GAAP mapping and credit ratios generated instantly for underwriting."
Why InferIQEnterprise-ready
Built for Accuracy and Scale.
Unmatched Speed & Efficiency
- Up to 75% cost reduction in document processing1
- Complete analysis delivered in minutes, not hours2
- Handle peak volumes without increasing headcount3
Universal Compatibility
- Works across banks, accounting formats, and tax structures1
- Supports digital PDFs, scanned files, and images2
- No template building or manual configuration required3
Superior Accuracy
- 99.8% extraction accuracy across document types1
- AI-powered GAAP mapping and intelligent categorization2
- Cross-validation and automated error detection3
Enterprise-Grade Architecture
- API-first microservice architecture1
- Seamless integration into loan and credit systems2
- AWS Advanced Tier Services partner3
Enterprise-Grade
Security & Compliance
Built with bank-level encryption, global compliance standards, and secure cloud infrastructure to protect sensitive financial data.
Questions, answered.
An AI-powered intelligent document processing platform with two products: (1) Bank Statement Analysis providing cash flow intelligence and fraud detection with 100+ data points, and (2) Financial Statement & Tax Return Processing providing automated financial spreading, GAAP-compliant term mapping, and structured data extraction. Both process documents in minutes with 99.8% accuracy.
Product 1 - Bank Statements: personal and business accounts from any bank or credit union. Product 2 - Financial Statements (balance sheets, income statements, cash flow statements) and Tax Returns (1040, 1120, 1120S, 1065, state returns, and supporting schedules). All in both digital and scanned PDF formats; tax returns also accept image files (JPG, PNG).
Banks and credit unions, asset-based lenders, mortgage lenders, auto finance companies, personal loan providers, small business lenders, credit analysts and underwriters, loan officers, and risk assessment teams.
Two purpose-built products instead of one generic tool. Bank Statement Analysis uses specialized categorization models with integrated fraud detection. Financial Statement & Tax Return Processing uses custom ML with NLP for GAAP mapping and human-in-the-loop learning. Both deliver 99.8% accuracy, parallel processing, and 75% cost reduction. Works with all banks and document formats — no template building required. Comprehensive fraud detection integrated with cash flow analysis (Product 1). 100+ financial data points analyzed vs. basic categorization. Data enrichment adds intelligence, not just extraction.
